Hard Money Lenders

Werner Enterprises Reports Fourth Quarter and Annual 2009 Revenues and - MSN Money
for their hard work and dedication as it faced the challenges of 2009 and positioned Werner Enterprises for the opportunities of 2010. Management believes that excess capacity in the truckload sector continues to be supported by lender leniency

Just 3,000 South Floridians have won loan modifications through - Palm Beach Interactive
Another 46,056 permanent modifications have been approved by the lender, but not yet by the borrower I think the industry is working hard,” he said. “You can’t ramp up a program like this overnight.” Fort Lauderdale real estate attorney and

Markets down as Toyota recall sends stocks plunging - Vancouver Sun
However, the world’s biggest lender by market value stressed that it would not halt new lending all together, according However, Japan’s market was hit hard by Toyota’s announcement. Japan’s Nikkei stock average index ended down 73.20 points, or

Werner Enterprises Reports Fourth Quarter and Annual 2009 Revenues and - MSN Money
for their hard work and dedication as it faced the challenges of 2009 and positioned Werner Enterprises for the opportunities of 2010. Management believes that excess capacity in the truckload sector continues to be supported by lender leniency

Just 3,000 South Floridians have won loan modifications through - Palm Beach Interactive
Another 46,056 permanent modifications have been approved by the lender, but not yet by the borrower I think the industry is working hard,” he said. “You can’t ramp up a program like this overnight.” Fort Lauderdale real estate attorney and

Markets down as Toyota recall sends stocks plunging - Vancouver Sun
However, the world’s biggest lender by market value stressed that it would not halt new lending all together, according However, Japan’s market was hit hard by Toyota’s announcement. Japan’s Nikkei stock average index ended down 73.20 points, or

Goddard throws hat into governor’s race - MSN Money
Arizona Attorney General Terry Goddard officially is in the race for governor. Goddard, a Democrat, filed campaign papers Friday with the Arizona Secretary of State’s office. The former Phoenix mayor has run twice before for governor and lost

Definition Of Hard Money Loans From Arlington Richfield - PRLog (free press release)
PR Log (Press Release) – Jan 25, 2010 – A hard money loan is a real estate loan collateralized against the quick-sale (fire sale) value of the real property for which the loan is made. Lenders take the first lien position, meaning that in the

EU To Unfreeze $1.4 Bn Loan To Romania Soon - WSB-TV Atlanta
the European Union and the World Bank was suspended in October after the Romanian parliament dismissed the government, partly over tough spending plans demanded by the lenders. The 2010 economic crisis and was hit hard by the sudden

The loan sharks who offer trouble you can bank on - The Guardian
the number for the ­Department for Business, Enterprise and ­Regulatory Reform’s illegal money lending team, and hopefully this guy will be put behind bars soon. Mary had occasionally used legal doorstep lenders; she even suggested that the

Opening The Money Spigot - Investors Business Daily
During the depths of last year’s financial crisis, getting a loan was hard for anyone but those with the best credit rating. Signs point to an economic recovery this year, and lenders are more open to doling out funds. Consumers and businesses likely

Just 3,000 South Floridians have won loan modifications through - Palm Beach Interactive
Fewer than 3,000 South Floridians have a permanent loan modification under President Obama’s nearly year-old program to stem home foreclosures. In the Treasure Coast, just 111 troubled borrowers have seen permanent relief from the $75 billion plan

OUTLOOK BETTER FOR HOMEBUYERS - Daily Express
But many people will continue to find it hard to meet banks’ strict lending criteria and get a reasonable mortgage or remortgage deal. Nervous lenders are still limiting their best deals to applicants with low loan-to-values (LTVs) and squeaky

Goddard throws hat into governor’s race - MSN Money
Arizona Attorney General Terry Goddard officially is in the race for governor. Goddard, a Democrat, filed campaign papers Friday with the Arizona Secretary of State’s office. The former Phoenix mayor has run twice before for governor and lost

Definition Of Hard Money Loans From Arlington Richfield - PRLog (free press release)
PR Log (Press Release) – Jan 25, 2010 – A hard money loan is a real estate loan collateralized against the quick-sale (fire sale) value of the real property for which the loan is made. Lenders take the first lien position, meaning that in the

EU To Unfreeze $1.4 Bn Loan To Romania Soon - WSB-TV Atlanta
the European Union and the World Bank was suspended in October after the Romanian parliament dismissed the government, partly over tough spending plans demanded by the lenders. The 2010 economic crisis and was hit hard by the sudden

The loan sharks who offer trouble you can bank on - The Guardian
the number for the ­Department for Business, Enterprise and ­Regulatory Reform’s illegal money lending team, and hopefully this guy will be put behind bars soon. Mary had occasionally used legal doorstep lenders; she even suggested that the

Opening The Money Spigot - Investors Business Daily
During the depths of last year’s financial crisis, getting a loan was hard for anyone but those with the best credit rating. Signs point to an economic recovery this year, and lenders are more open to doling out funds. Consumers and businesses likely

Just 3,000 South Floridians have won loan modifications through - Palm Beach Interactive
Fewer than 3,000 South Floridians have a permanent loan modification under President Obama’s nearly year-old program to stem home foreclosures. In the Treasure Coast, just 111 troubled borrowers have seen permanent relief from the $75 billion plan

OUTLOOK BETTER FOR HOMEBUYERS - Daily Express
But many people will continue to find it hard to meet banks’ strict lending criteria and get a reasonable mortgage or remortgage deal. Nervous lenders are still limiting their best deals to applicants with low loan-to-values (LTVs) and squeaky

Just 3,000 South Floridians have won loan modifications through - Palm Beach Interactive
DiMarco, executive vice president of government affairs for the Florida Bankers Association, said Friday that lenders have been on a learning curve, but are improving. “I think the industry is working hard,” he said. “You can’t ramp up a program

Just 3,000 South Floridians have won loan modifications through - Palm Beach Interactive
DiMarco, executive vice president of government affairs for the Florida Bankers Association, said Friday that lenders have been on a learning curve, but are improving. “I think the industry is working hard,” he said. “You can’t ramp up a program

Definition Of Hard Money Loans From Arlington Richfield - PRLog (free press release)
PR Log (Press Release) – Jan 25, 2010 – A hard money loan is a real estate loan collateralized against the quick-sale (fire sale) value of the real property for which the loan is made. Lenders take the first lien position, meaning that in the

Just 3,000 South Floridians have won loan modifications through - Palm Beach Interactive
DiMarco, executive vice president of government affairs for the Florida Bankers Association, said Friday that lenders have been on a learning curve, but are improving. “I think the industry is working hard,” he said. “You can’t ramp up a program

Strickland Delivers State of the State - WSAZ
COLUMBUS, Ohio (AP) — Ohio Gov. Ted Strickland has announced a $40 million investment in alternative energy programs to further the state’s green technology development. Strickland said in Tuesday’s State of the State address that the money would go

Real Estate Investor Shares His Secret—Where to Get the Money - Examiner
Get alerts when there is a new article from the LA Real Estate Examiner. Read Examiner.com’s terms of use. “Buy real estate with No Money Down”. This caption has been used over and over by the so-called real estate gurus and experts. Late night

Opening The Money Spigot - Investors Business Daily
During the depths of last year’s financial crisis, getting a loan was hard for anyone but those with the best credit rating. Signs point to an economic recovery this year, and lenders are more open to doling out funds. Consumers and businesses likely

Banks forego exclusivity in senior secured debt surge - MoneyControl.com
European banks deigned to share the top rung of the debt seniority ladder with other lenders in recent high-yield bond deals, and more should follow on the back of a sluggish economic recovery and subdued risk appetite. Manchester United, Virgin

If I Were the President’s Speech Writer - Salon
Tomorrow night, the President will probably make a long and hopefully effective speech to the nation. However, if I were writing his speech, I would keep it short and inspirational. I know people always complain about politicians not telling how they

Definition Of Hard Money Loans From Arlington Richfield - PRLog (free press release)
PR Log (Press Release) – Jan 25, 2010 – A hard money loan is a real estate loan collateralized against the quick-sale (fire sale) value of the real property for which the loan is made. Lenders take the first lien position, meaning that in the

Just 3,000 South Floridians have won loan modifications through - Palm Beach Interactive
DiMarco, executive vice president of government affairs for the Florida Bankers Association, said Friday that lenders have been on a learning curve, but are improving. “I think the industry is working hard,” he said. “You can’t ramp up a program

Strickland Delivers State of the State - WSAZ
COLUMBUS, Ohio (AP) — Ohio Gov. Ted Strickland has announced a $40 million investment in alternative energy programs to further the state’s green technology development. Strickland said in Tuesday’s State of the State address that the money would go

Real Estate Investor Shares His Secret—Where to Get the Money - Examiner
Get alerts when there is a new article from the LA Real Estate Examiner. Read Examiner.com’s terms of use. “Buy real estate with No Money Down”. This caption has been used over and over by the so-called real estate gurus and experts. Late night

Opening The Money Spigot - Investors Business Daily
During the depths of last year’s financial crisis, getting a loan was hard for anyone but those with the best credit rating. Signs point to an economic recovery this year, and lenders are more open to doling out funds. Consumers and businesses likely

Banks forego exclusivity in senior secured debt surge - MoneyControl.com
European banks deigned to share the top rung of the debt seniority ladder with other lenders in recent high-yield bond deals, and more should follow on the back of a sluggish economic recovery and subdued risk appetite. Manchester United, Virgin

If I Were the President’s Speech Writer - Salon
Tomorrow night, the President will probably make a long and hopefully effective speech to the nation. However, if I were writing his speech, I would keep it short and inspirational. I know people always complain about politicians not telling how they

Banks loath to rewrite loans - News-Press
Kim Westenbarger wants Wachovia Bank to reduce the $189,000 balance on her rental home’s mortgage by $49,000 and give her a fixed rate. Otherwise, the Fort Myers-based mortgage broker says, she’ll be forced to let go the property because she’s

Tribal casinos no longer sure bet in Washington - Bellingham Herald
SEATTLE Tribal casinos in Washington state are no longer a sure bet, with revenues at some casinos dropping as much as 30 percent in 2009, The Seattle Times reported Sunday. The Nooksack tribe is in court with its lender. The Snoqualmie tribe is

Banks loath to rewrite loans - News-Press
Kim Westenbarger wants Wachovia Bank to reduce the $189,000 balance on her rental home’s mortgage by $49,000 and give her a fixed rate. Otherwise, the Fort Myers-based mortgage broker says, she’ll be forced to let go the property because she’s

Tribal casinos no longer sure bet in Washington - Bellingham Herald
SEATTLE Tribal casinos in Washington state are no longer a sure bet, with revenues at some casinos dropping as much as 30 percent in 2009, The Seattle Times reported Sunday. The Nooksack tribe is in court with its lender. The Snoqualmie tribe is

Reid must focus on state issues, observers say - Reno Gazette
WASHINGTON — Now that the sweeping health care reform bill he championed is all but dead, Senate Majority Leader Harry Reid needs to push for jobs and housing relief if he hopes to win his tough re-election fight, political analysts say. “He

Reid must focus on state issues, observers say - Reno Gazette
WASHINGTON — Now that the sweeping health care reform bill he championed is all but dead, Senate Majority Leader Harry Reid needs to push for jobs and housing relief if he hopes to win his tough re-election fight, political analysts say. “He

Frank to Recommend Replacing Fannie Mae, Freddie Mac (Correct) - Bloomberg
The companies were designed primarily to lower the cost of home ownership by buying mortgages from lenders, freeing up cash at banks to make more loans. They make money by financing mortgage-asset purchases with low-cost debt and on guarantees of

Canadian Funding Corporation Lends $175,000.00 to Retired Couple to - YAHOO!
By assigning mortgages as security, a retired couple receives financing from the Canadian Funding Corporation’s president Moishe Alexander, in order to start a new business. The banks could not finance the deal on this basis. Thornhill, Ontario

Waiting for Cooper’s word on gearing - Age
If you listened to the vested interests in the superannuation industry, you would assume most self-managed super funds were run by cowboys playing hard and loose with their retirement savings, or total ignoramuses sold down the DIY path by a greedy

End This Madness: Confirm Chairman Bernanke - The New Ledger
A s I write, the fate of Ben Bernanke grows increasingly clouded . It’s been known for several weeks that a debate on his reappointment would require 60 votes in the Senate, due to holds on the nomination placed by strange bedfellows the socialist

Fewer homes taken - Worcester Telegram & Gazette
WORCESTER — The number of petitions filed by lenders to foreclose on properties in the city increased last year, but there was a decrease by one-third in the number of foreclosures that actually took place, mirroring a statewide trend, according to

Reader comments (1) - This is Money
While everything is far from rosy, international property experts have some good news - both for investors and for those simply seeking a place in the sun. And there are some interesting new projects to look out for, too. The picture in the aftermath

Frank to Recommend Replacing Fannie Mae, Freddie Mac (Update4) - BusinessWeek
Treasury Department took an 80 percent equity stake in each company as part of the government mortgage-asset purchases with low-cost debt and on guarantees of home-loan securities they create out of loans from lenders. The companies now own or

Bad Credit Mortgage Refinance Loans - Obama’s Admin Make Ease - TMCnet
Those with poor credit find it hard to get financing anywhere. Mortgage finance is one of the few areas that have offered some help with bad credit mortgage refinance loans. While people have been consistently turned down for personal loans they have

Moody’s Cuts BMO Debt Ratings A Notch; Outlook Raised - NASDAQ
TORONTO -(Dow Jones)- Bank of Montreal’s money-losing U.S. business prompted Moody’s Investors Service Inc. (MCO) to downgrade the bank’s long-term credit ratings by one notch. The debt-rating agency also cited concerns over the Toronto-based bank’s

Frank to Recommend Replacing Fannie Mae, Freddie Mac (Correct) - Bloomberg
The companies were designed primarily to lower the cost of home ownership by buying mortgages from lenders, freeing up cash at banks to make more loans. They make money by financing mortgage-asset purchases with low-cost debt and on guarantees of

Canadian Funding Corporation Lends $175,000.00 to Retired Couple to - YAHOO!
By assigning mortgages as security, a retired couple receives financing from the Canadian Funding Corporation’s president Moishe Alexander, in order to start a new business. The banks could not finance the deal on this basis. Thornhill, Ontario

Waiting for Cooper’s word on gearing - Age
If you listened to the vested interests in the superannuation industry, you would assume most self-managed super funds were run by cowboys playing hard and loose with their retirement savings, or total ignoramuses sold down the DIY path by a greedy

End This Madness: Confirm Chairman Bernanke - The New Ledger
A s I write, the fate of Ben Bernanke grows increasingly clouded . It’s been known for several weeks that a debate on his reappointment would require 60 votes in the Senate, due to holds on the nomination placed by strange bedfellows the socialist

Fewer homes taken - Worcester Telegram & Gazette
WORCESTER — The number of petitions filed by lenders to foreclose on properties in the city increased last year, but there was a decrease by one-third in the number of foreclosures that actually took place, mirroring a statewide trend, according to

Reader comments (1) - This is Money
While everything is far from rosy, international property experts have some good news - both for investors and for those simply seeking a place in the sun. And there are some interesting new projects to look out for, too. The picture in the aftermath

Frank to Recommend Replacing Fannie Mae, Freddie Mac (Update4) - BusinessWeek
Treasury Department took an 80 percent equity stake in each company as part of the government mortgage-asset purchases with low-cost debt and on guarantees of home-loan securities they create out of loans from lenders. The companies now own or

Bad Credit Mortgage Refinance Loans - Obama’s Admin Make Ease - TMCnet
Those with poor credit find it hard to get financing anywhere. Mortgage finance is one of the few areas that have offered some help with bad credit mortgage refinance loans. While people have been consistently turned down for personal loans they have

Moody’s Cuts BMO Debt Ratings A Notch; Outlook Raised - NASDAQ
TORONTO -(Dow Jones)- Bank of Montreal’s money-losing U.S. business prompted Moody’s Investors Service Inc. (MCO) to downgrade the bank’s long-term credit ratings by one notch. The debt-rating agency also cited concerns over the Toronto-based bank’s

Mortgage rates back below 5%, Freddie Mac says - Los Angeles Times Blogs
Freddie Mac’s widely watched survey of the mortgage market is out this morning with another round of good news for borrowers: The third straight week of falling interest rates has taken the 30-year fixed loan below 5% again. It’s hard not to wonder

Arrest in 1981 tribal murders revives old mystery - Fresno Bee
In the days before Fred Alvarez was shot execution-style with two friends on his verandah, the strapping Cabazon tribal leader feared he was a marked man: His motorcycle had been tampered with, his mailbox shot up and his house ransacked. He visited

CO-Sen, Andrew Romanoff: SCOTUS put our democracy up for sale - DAILY KOS
Colorado Senate candidate and former Colorado Speaker of the House Andrew Romanoff just came from a press conference on the supreme court decision of Citizens United v. FEC. Romanoff deplores the further tamping down of citizen’s voices compared to

Area banks pledge small business aid - Press & Sun-Bulletin
Small businesses hit hard by the credit crunch now have another option for funding: regional loan pools, established with funds pledged by local banks. U.S. Sen. Charles E. Schumer, D-N.Y., on Thursday announced the creation of seven regional lending

Valley rental rates fall as vacancies rise - Modesto Bee
commercial realty, who brokered the Pinegrove deal after the property was foreclosed on by lenders. Pinegrove was listed for $3.1 million in the fall, and five buyers made bids. “There’s certainly money out he said, it’s hard for buyers to

Mortgage rates back below 5%, Freddie Mac says - Los Angeles Times Blogs
Freddie Mac’s widely watched survey of the mortgage market is out this morning with another round of good news for borrowers: The third straight week of falling interest rates has taken the 30-year fixed loan below 5% again. It’s hard not to wonder

Arrest in 1981 tribal murders revives old mystery - Fresno Bee
In the days before Fred Alvarez was shot execution-style with two friends on his verandah, the strapping Cabazon tribal leader feared he was a marked man: His motorcycle had been tampered with, his mailbox shot up and his house ransacked. He visited

CO-Sen, Andrew Romanoff: SCOTUS put our democracy up for sale - DAILY KOS
Colorado Senate candidate and former Colorado Speaker of the House Andrew Romanoff just came from a press conference on the supreme court decision of Citizens United v. FEC. Romanoff deplores the further tamping down of citizen’s voices compared to

Area banks pledge small business aid - Press & Sun-Bulletin
Small businesses hit hard by the credit crunch now have another option for funding: regional loan pools, established with funds pledged by local banks. U.S. Sen. Charles E. Schumer, D-N.Y., on Thursday announced the creation of seven regional lending

Valley rental rates fall as vacancies rise - Modesto Bee
commercial realty, who brokered the Pinegrove deal after the property was foreclosed on by lenders. Pinegrove was listed for $3.1 million in the fall, and five buyers made bids. “There’s certainly money out he said, it’s hard for buyers to

Save the mortgage: A guest column by Robert Eustis - New Orleans Times-Picayune
Loans we have made have put thousands of families into their homes. Many families bought a home with a 30-year fixed rate mortgage, the bedrock of the home mortgage finance system for the past 75 years. According to Federal Reserve data, the money

Banks forego exclusivity in senior secured debt surge - MoneyControl.com
European banks deigned to share the top rung of the debt seniority ladder with other lenders in recent high-yield bond deals, and more should follow on the back of a sluggish economic recovery and subdued risk appetite. Manchester United, Virgin

Tribe that runs Foxwoods reach deal on debt - MSN Money
MASHANTUCKET, Conn. (AP) - The American Indian tribe that operates Foxwoods Resort Casino says it has reached a preliminary deal with most of its senior lenders to extend its current forbearance agreement until the end of April. The Mashantucket

Private Money Lenders For Extra Cash - PRLog (free press release)
PR Log (Press Release) – Jan 21, 2010 – Direct Payday Lenders For Hard Money Loans Private money lenders allow individuals to secure cash or funding for a variety of financial situations. Typically, as long as you have a large equity stake in a

This is Money - This is Money
Crunch time: Are you at risk of your lender hiking its standard variable rate Simon Lambert, assistant editor, at This is Money replies: A number of mortgage borrowers have recently fallen victim to lenders hiking their standard variable rates

Area banks pledge small business aid - Ithaca Journal
Small businesses hit hard by the credit crunch now have another option for funding: regional loan pools, established with funds pledged by local banks. U.S. Sen. Charles E. Schumer, D-N.Y., on Thursday announced the creation of seven regional lending

Save the mortgage: A guest column by Robert Eustis - New Orleans Times-Picayune
Loans we have made have put thousands of families into their homes. Many families bought a home with a 30-year fixed rate mortgage, the bedrock of the home mortgage finance system for the past 75 years. According to Federal Reserve data, the money

Banks forego exclusivity in senior secured debt surge - MoneyControl.com
European banks deigned to share the top rung of the debt seniority ladder with other lenders in recent high-yield bond deals, and more should follow on the back of a sluggish economic recovery and subdued risk appetite. Manchester United, Virgin

Tribe that runs Foxwoods reach deal on debt - MSN Money
MASHANTUCKET, Conn. (AP) - The American Indian tribe that operates Foxwoods Resort Casino says it has reached a preliminary deal with most of its senior lenders to extend its current forbearance agreement until the end of April. The Mashantucket

Private Money Lenders For Extra Cash - PRLog (free press release)
PR Log (Press Release) – Jan 21, 2010 – Direct Payday Lenders For Hard Money Loans Private money lenders allow individuals to secure cash or funding for a variety of financial situations. Typically, as long as you have a large equity stake in a

This is Money - This is Money
Crunch time: Are you at risk of your lender hiking its standard variable rate Simon Lambert, assistant editor, at This is Money replies: A number of mortgage borrowers have recently fallen victim to lenders hiking their standard variable rates

Area banks pledge small business aid - Ithaca Journal
Small businesses hit hard by the credit crunch now have another option for funding: regional loan pools, established with funds pledged by local banks. U.S. Sen. Charles E. Schumer, D-N.Y., on Thursday announced the creation of seven regional lending

This is Money - This is Money
Skipton Building Society has suddenly hiked its mortgage standard variable rate , are you at risk of your lender following suit? Crunch time: Are you at risk of your lender hiking its standard variable rate Simon Lambert, assistant editor, at This is

Mortgage Modification? Yeah Right - Seekingalpha.com
For months, I’ve been hearing all measures of horror stories regarding Obama’s so-called “Home Affordable Modification Program” (HAMP). The purpose of the program was to provide $75 billion to subsidize lenders who discharged mortgage loan

Piggybacking, meant to jump-start credit, can backfire - CreditCards.com
Young people hoping to get a boost in their credit scores by “piggybacking” on Mom or Dad’s credit card accounts may find the move could backfire on them and actually have the opposite effect than they intended. Young adults and credit cards: Law

U.S. Stocks Tumble as Obama Outlines Plan on Bank Regulation - Bloomberg
Jan. 21 (Bloomberg) — U.S. stocks tumbled, erasing the Dow Jones Industrial Average’s gain for 2010, as the White House proposed to reduce risk-taking at banks and concern grew that China will take more steps to slow economic growth JPMorgan Chase

STATE OF THE STATE ADDRESS: Full text of Gov. Jay Nixon’s remarks - Columbia Missourian
Prepared text of Missouri Gov. Jay Nixon’s State of the State address Wednesday, as provided by the governor’s office: Thank you, Speaker Richard, President Pro-Tem Shields, Leaders Callahan and LeVota, judges of the Missouri Supreme Court, Lt. Gov

This is Money - This is Money
Skipton Building Society has suddenly hiked its mortgage standard variable rate , are you at risk of your lender following suit? Crunch time: Are you at risk of your lender hiking its standard variable rate Simon Lambert, assistant editor, at This is

Mortgage Modification? Yeah Right - Seekingalpha.com
For months, I’ve been hearing all measures of horror stories regarding Obama’s so-called “Home Affordable Modification Program” (HAMP). The purpose of the program was to provide $75 billion to subsidize lenders who discharged mortgage loan

Piggybacking, meant to jump-start credit, can backfire - CreditCards.com
Young people hoping to get a boost in their credit scores by “piggybacking” on Mom or Dad’s credit card accounts may find the move could backfire on them and actually have the opposite effect than they intended. Young adults and credit cards: Law

U.S. Stocks Tumble as Obama Outlines Plan on Bank Regulation - Bloomberg
Jan. 21 (Bloomberg) — U.S. stocks tumbled, erasing the Dow Jones Industrial Average’s gain for 2010, as the White House proposed to reduce risk-taking at banks and concern grew that China will take more steps to slow economic growth JPMorgan Chase

STATE OF THE STATE ADDRESS: Full text of Gov. Jay Nixon’s remarks - Columbia Missourian
Prepared text of Missouri Gov. Jay Nixon’s State of the State address Wednesday, as provided by the governor’s office: Thank you, Speaker Richard, President Pro-Tem Shields, Leaders Callahan and LeVota, judges of the Missouri Supreme Court, Lt. Gov